4 days old

Credit Risk Analyst

Columbia, SC 29240
**Description**

**Job Summary:**









As a credit investigator you will be
expected to handle critical credit-based decisions, recognize potential
fraudulent patterns and be able to de-escalate a challenging customer. This is
a call center environment; applicants can expect moderate call volume while
simultaneously managing both quantity and quality of work performed. The
work is fast paced with potential for growth.









**Primary Responsibilities:**










+ Review new account orders to determine creditworthiness, fraudrisk, and authenticity of new and existing customers to minimize slowpayments or bad debt write-offs.


+ Analyze key factors about the business to determine the level ofinvestigation required (e.g., company data, credit score, SIC code,founded date, demographics, economic conditions, existing paymenttrends).


+ Pull and analyze credit data from various sources to validatebusinesses.


+ Accounts requiring more in-depth investigation, contact customerfor information.


+ Document key credit information for future reference & updatecredit/fraud databases.


+ Communicate with customers to provide an explanation of findingsand, when possible, offer alternative payment methods and options toprocess pending orders.


+ Work with customers to offer ways to increase or improve status forfuture open account consideration.


+ Use system tools and external systems to pull credit data Analyzecustomers accounts and credit information by utilizing account data andother software


+ Use phone system technology to efficiently investigate customers ina timely manner


+ Other related duties as assigned




**Qualifications**

**Basic**










+ High school diploma or GED


+ Minimum 2 years of related work experience














**Preferred**










+ Bachelors Degree


+ Superior ability to interact courteously with customersand ensure interactions are clear and direct


+ Collections experience with large volume accounts


+ Understanding of accounting processes


+ Superior understanding of credit management processes


+ Ability to look at data critically and with a degree ofprofessional skepticism


+ Ability to manage credit responsibilities


+ Ability to critically review and analyze collections


+ Possession of a strong problem-solving mentality


+ Ability to tell a story through data


+ Ability to identify and address concerns before theybecome problems and to propose solutions to the concerns


+ Ability to assess a problem and promptly resolve orescalate it to the supervisor


+ Superior ability to recognize the appropriate style,level of detail, and message for the audience


+ Ability invoke customer action through soliciting,evaluating and acting upon customer interaction


+ Capable of being entrusted with confidentialinformation


+ Confidence when in adversarial situations


+ Strong ability to negotiate and resolve issues/problems


+ Strong dispute management skills


+ Ability to build productive working relationships


+ Strong ability to communicate both orally and inwriting


+ Ability to cooperate with team members and withsupervisor


+ Ability to be flexible with position duties and scopeof work








_This position is subject to a background checkfor any convictions directly related to its duties and responsibilities.Only job-related convictions will be considered and will not automaticallydisqualify the candidate._



_Staples is The Worklife Fulfillment Company, helping businesses of all sizes be more productive, connected and inspired. With dedicated account teams, category professionals, innovative brands and a curated product assortment for business, Staples provides customized solutions to help organizations achieve their goals. Interested in joining the team? Check out our_ _perks and benefits_ _!_



_Staples is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, or any other basis protected by federal, state, or local law._

Categories

Posted: 2020-11-20 Expires: 2020-12-20

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Credit Risk Analyst

Staples
Columbia, SC 29240

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